Kristanti MM. Analisis Pengaruh Inovasi Organisasi, Inovasi Strategis, dan Diferensiasi Pasar: Tantangan Keberlanjutan Perbankan Online Indonesia. JIBM [Internet]. 2020 Jul. 5 [cited 2025 Apr. 11];4(1):67-78. Available from: https://ejournalugj.com/index.php/jibm/article/view/3387