Analisis Kontribusi Kinerja Keuangan Dan Kinerja Etis Perbankan Syariah Terhadap Pertumbuhan Perekonomian Indonesia
DOI:
https://doi.org/10.33603/jibm.v2i2.1597Keywords:
Ecomomic Growth, Ethic Performance, Financial Performance.Abstract
Abstract. The purpose of this study was to examine empirically the contribution of financial performance and ethical performance to the growth of the Indonesian economy. In this study, the researcher uses descriptive methods and verificative analysis methods. The sample used is 12 BUS in Indonesia. The financial performance and ethical performance of each proxy simultaneously contribute to the economic engagement in Indonesia; the financial performance of fisheries proxy with return on assets contributes positively and insignificantly to Indonesia's economic growth. The financial performance proxied by return on Equity contributed positively insignificantly to Indonesia's economic growth. Ethical performance proxied by financing ratios based on results has a positive and significant effect on Indonesia's economic growth. Ethical performance proxied by the zakat performance ratio has a positive effect; ethical performance proxied by the halal income ratio did not have a positive and insignificant effect on Indonesia's economic growth.
Â
Keywords: Ecomomic Growth, Ethic Performance, Financial Performance.
Â
Abstrak. Tujuan penelitian ini adalah untuk menguji secara empiris kontribusi kinerja keuangan dan kinerja etis terhadap pertumbuhan ekonomi Indonesia. Dalam penelitian ini penulis menggunakan metode deskriptif dan metode analisis verifikatif. Sampel yang digunakan adalah 12 BUS yang ada di Indonesia. Kinerja keuangan dan kinerja etis dengan masing-masing proxi secara simultan berkontribusi terhadap pertubuhan perekonomian di Indonesia. Kinerja keuangan yang diproksikan dengan return on assets berkontribusi secara positif tidak signifikan terhadap pertumbuhan perekonomian Indonesia. Kinerja keuangan yang diproksikan dengan return on equity berkontribusi secara positif tidak signifikan terhadap pertumbuhan perekonomian Indonesia. Kinerja etis yang diproksikan dengan rasio pembiayaan berbasis bagi-hasil berpengaruh positif dan signifikan terhadap pertumbuhan perekonomian. Kinerja etis yang diproksikan dengan rasio kinerja zakat berpengaruh positif. Kinerja etis yang diproksikan dengan rasio pendapatan halal tidak berpengaruh positif dan tidak signifikan terhadap pertumbuhan perekonomian Indonesia.
Â
Kata Kunci : Kinerja etis; Kinerja keuangan; Pertumbuhan ekonomi
References
Abduh, M and Omar, M.A (2012) islamic banking and economic growth: the Indonesian experiance. International Journal of islamic and middle easter finance and management vol 5 no 1 pp 35-47
Ahmad heri firdaus 2018 Laporan Hasil Evaluasi Institut For Development of economics and finance, jakarta
Ali (2010) Analisis Kontribusi Perbankan Syariah Terhadap Pertumbuhan Ekonomi Indonesia, Jurnal Ilmu Ekonomi, Volume 2 Nomor 1.
Allen, Franklin. 2001, .Financial Structure And Financial Crisis.. International Review Of Finance,(2), Pp.1-19. Http://Www.Blackwellsynergy.Com/ Links/Doi/10.1111/1468-2443.00013
Allen, Franklin and Oura, Hiroko. August 2004. “Sustained Economic Growth and the Financial System.†IMES Discussion Paper Series
Arsyad, Lincolin. (1999). Pengantar Perencanaan Dan Pembangunan Ekonomi Daerah. Edisi Pertama. Penerbit Bpfe. Yogyakarta.
Badan Pusat Stataistika 2017 laporan Perekonomian Indonesia 207
Badri, Rabaa (2016) The Impact Of The Islamic Banks Performances On Economic Growth: Using Panel Data, International Journal Of Economics And Finance Studies Vol 8, No 1, 2016 Issn: 1309-8055 (Online)
Barjas, A, Chami, R and Yousefi, S.R (2010), The Finance-growth Nexus Re Examined Do All Countries Benefit Equally? IMF Working paper 13/130 washington : internasional moneteray fund
Baroroh, Utami Analisis Sektor Keuangan Terhadap Pertumbuhan Ekonomi Regional Di Wilayah Jawa: Pendekatan Model Levine, Jurnal Etikonomi Vol. 11 No. 2 Oktober 2012
Berrone, P., Surroca, J. dan Tribo, J. A. (2007). Corporate ethical identity as a determinant of firm performance: A test of the mediating role of stakeholder satisfaction, Journal of Business Ethics 76 (1): 35-53.
Boulila, Ghazi and Trabelsi, Mohamed. 2002. Financial Development and Long Run Growth: Granger Causality in a ivariate VAR Structure, Evidence from Tunisia 1962-1997.
Budiono 2013 teori pertumbuhan ekonomi yogyakarta BPFE
Copelman, Martina. January 2000. .Financial Structure And Economic Activity In Mexico.. Center Of Analysis And Economic Research, Itam, Http://Econ.Worldbank.Org/Files/16167_MexicO.Pdf
Fasih 2012 inclusive growth in india through islamic banking, procedia social and behavioral science vol 37 pp 97-110
Fritz, J. M. H., Arnett, R. C. dan Conkel, M. (1999). Organizational ethical standards and organizational commitment, Journal of Business Ethics 20 (4): 289-299.
Fritzer, Friedrich. 2004, .Financial Market Structure And Economic Growth: A Cross Country Perspective.. Monetary Policy And The Economy 2nd Quarter, Pp. 72-87. Http://Www.Oenb.At /En/Img/Mop_20042_ Financial_MArket_Tcm16- 9681.Pdf
Fombrun, C. J. dan Foss, C. (2004). Business ethics: Corporate responses to scandal, Corporate Reputation Review 7 (3): 284-288
Furqani, H and Mulyani, R (2009) islamic banking and economic growth: empirical evidence from malaysia, journal of economic cooperation and development vol 30 no 2 pp 59-74
Graff, Michael, 2001. .Financial Development And Economic Growth - New Data And Empirical Analysis.. Metu Studies In Development, 28 (1-2),Pp.83-110. Http://Www.Feas.Metu.Edu.Tr/Metusd/Online/2001/1/3.Pdf.
Hakim Bm And Md Akther Uddin, Does Islamic Bank _Nancing Lead To Economic Growth: An Empirical Analysis For Malaysiaonline At Https://Mpra.Ub.Uni-Muenchen.De/69075/ Mpra Paper No. 69075, Posted 7 June 2016 14:50 Utc
Haniffa, R. dan Hudaib, M. (2007). Exploring the ethical identity of Islamic banks via communication in annual reports, Journal of Business Ethics 76: 97–116.
H. Ghali, Khalif. 1999, .Financial Development And Economic Growth: The Tunisian Experience.Review Of Development Economics, 3(3), Pp.10-322. Http://Econ.Tu.Ac.Th/Class/.../On Review Of Development Economics/3252543.Pdf
GoaiedM, and Sassi, S (2010) Financial Development and Economic Growth In the Mena Region what about islamic Banking Development. Institute des Hautes Etudes, Carthage, Tunisia
Ilias, S. (2010). Islamic Finance:Overview And Policy Concern. Us: Congressional Research Service.
Inggrid (2006) Sektor Keuangan Dan Pertumbuhan Ekonomi Di Indonesia: Pendekatan Kausalitas Dalam Multivariate Vector Error Correction Model (Vecm) Jurnal Manajemen Dan Kewirausahaan, Vol.8, No. 1, Maret 2006: 40-50
Kiryanto, R. 2007. Langkah Terobosan Mendorong Ekspansi Kredit. Economic Review No. 208, Juni 2007
Kpodar, P. I. (2010, August). Islamic Banking: How Has It Diffused? (V. Kramarenko, Ed.) Imf Working Paper African Department , Pp. 1-30.
Kularatne, Chandana. 2002. An Examination of the Impact of Financial Deepening on Long-Run Economic Growth : An Application of a VECM Structure to a Middle-Income Country Context
Lee, Jennifer. March 2005. .Financial Intermediation And Economic Growth Evidence From Canada. Presented At The Eastern Economic Association, New York, Http://Www.Fordham.Edu/Images/ Undergraduate/Economics/ Finance+And+Growth.Pdf
Nelson, B. (2007). Growth And Diversification In Islamic Finance. United Kingdom: Kpmg. Oecd. (2004). Oecd Principles Of Corporate Governance. Paris: Oecd.
Otoritas jasa keuangan 2017 Laporan kinerja otoritas jasa keuangan, jakarta
Rioja, Felix And Valev, Neven. August 2005. Financial Structure And Sources Of Economic Growth.. Georgia State University, Http://Papers.Ssrn.Com/Sol3/Ssrn_Id686806_ Code338738.Pdf.
Todaro, Mp. 1997. Economic Development. Sixth Edition. Published By New York University.
Zaki, A., Mahfud, S. dan Zuni, B. (2014). The association of Islamic bank ethical identity and financial performance: Evidence from Asia, Asian Journal of Business Ethics 3 (2): 97-110
Downloads
Published
How to Cite
Issue
Section
Citation Check
License
Copyright Notice
Copyright notice:
- Authors grants the copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution License that allows others to share the work with an acknowledgement of the work's authorship and initial publication in this journal.
- Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgement of its initial publication in this journal.
- Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work (See The Effect of Open Access)
